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Save Money

Our aged care financial advisers can help you save on fees associated with nursing homes and residential aged care. We can also help you get access to new pension entitlements.

Cut Stress

Stop worrying about your cash flow, taxes, and pension entitlements. We at Aged Care Financial Planning can help you structure your finances so you can avoid costly mistakes and be able to save.

Save Time

Our aged care advisers can take care of all the paper work and leg work saving you time and stress. We’ll provide you with prompt aged care advice so you can gain access to care, and relax about the finances.

Get a Free Consultation

Fill in the form or phone 1300 000 AGE for an initial 15 minute consultation with an Aged Care Professional

Our Founder's

Pledge to you

Wealth protection and financial management are crucial for the elderly. With sound and reliable financial advice, and the right team beside you, it is possible to achieve a more comfortable life in residential aged care.

At Aged CFP, we can help you figure out the specific steps you need to take based on your circumstances and changing needs.

This is my pledge to you.

Shaun Ganguly, Founder/Director

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Age Care Financial Planning Reviews

Navigating the complex world of aged care can feel overwhelming,... especially when faced with the financial implications. Shaun Ganguly from Aged Care Financial Planning made the entire process seamless for us. His financial expertise combined with a deep understanding of the aged care system, and knack for simplifying complex matters helped us immensely. From strategic financial planning to negotiating on our behalf with the retirement village and aged care facility, Shaun went above and beyond. Despite his busy schedule, he made sure to address all our concerns and questions. Living interstate was no obstacle, as Shaun uses various online communication channels. Investing in his services was worth every penny, saving us more than we could have imagined and arriving at the best possible outcome for our family situation.read more
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Heather Lesley
11:03 13 Apr 24
I found Aged Care Financial Planning highly knowledgeable, empathetic... and making what is a challenging process as easy as possible. Highly recommend.read more
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Brent Valle
19:49 01 Apr 24
I was very impressed with Shaun’s knowledge and prep work. He took a... lot of time to explain what we needed to know about the aged care system and financial planning for my mum. Not just some PowerPoint or spreadsheet he had produced. He was knowledgeable about the sector and took into account our specific goals. Not always $ but also quality of life. We are very lucky that my family found his firm, a recommendation from a colleague. Thanks Shaun.read more
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Siobhan D
02:39 23 Jan 24
Shaun is very knowledgeable in what is a very complexed area.I was... extremely appreciative and impressed by his ability to navigate my family through the maze, during what is a very emotional time.His professional and empathy is first class.Highly recommend.read more
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Matthew Thomson
22:10 24 Nov 23
Thank you for the session we had last week. You covered a lot in the... time allocated, but I just thought your fee was a bit much for one and half hours session. It really just reinforces what we had planned to do was ok to do. Our situation was not very complex but no doubt you can assist others with more complex issues.read more
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Ed and Wilma Bright
22:33 29 Oct 23
Shaun took the time to understand our parents situation and what we... were aiming to achieve. He has a deep understanding of the aged care industry and shared the various options available to us. The ongoing guidance and support enabled us to navigate a system we initially found complicated. Thanks Shaun and team.read more
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David Renton
03:49 24 Oct 23
Good chat with all our questions covered well
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Michael Hill
04:11 18 Oct 23
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Nicole Armstrong
06:39 14 Oct 23
The presentation was thorough and professional.Gave us peace of... mind in the way forward and the risks involvedread more
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William Reilly
23:15 20 Aug 23
Shaun was very well prepared with a slide show presentation. He... explained very clearly and allowed for questions. The zoom meeting was recorded which means I can it share with my family and also review any points which I need to understand better. I would highly recommend Shaun when navigating Aged Care. The 90 minute Initial Meeting is excellent value for money.read more
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Ilga Haase
00:56 03 Aug 23
Shaun and his team took all the stress out of all the financial... arrangements with my mother's placement into a nursing home. Their friendly advice was clear and straightforward and they always showed empathy with our situation. Their expertise resulted in an excellent financial outcome for my mother.read more
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Mark Fanthorpe
09:24 17 Jul 23
Shaun was attentive to our needs and helped us navigate what is a... minefield of complexity in a time of stress. With important decisions to make Shaun provided much valued clarity in a down to earth manner. I can highly recommend him.read more
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Mark Poll
17:16 03 May 23
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Ash Watson
09:38 21 Mar 23
Excellent Service. Shaun came highly recommended and I can see why. I... can say without any hesitation that it’s been incredibly valuable. He’s straight forward, personable and has helped us to make the right financial decisions.read more
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Avia
10:34 21 Feb 23
Very informative advice, concise and thorough. Shaun presents it... logically and in a very relaxed style. I highly recommend using Shaun and his teams services, skills and knowledge for all matters regarding Aged Care Financial Planning.read more
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ian thomas
00:44 21 Feb 23
I was provided with a comprehensive understanding and personalized... solution to our problematic Australian Aged Care financial structure. I was very lucky to get such good advice.read more
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Ramsay Salem
00:25 21 Feb 23
Shaun was very helpful, explained things clearly, and really took the... time to understand our circumstances. He is professional and approachable, and we feel a lot less stressed about a complex system after our meeting.read more
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John Genovese
01:35 19 Feb 23
The team at Aged Care Financial Planning have made our lives so much... easier. I’m so glad we chose this team to assist us in all matters relating to settling my elderly mother into aged care. Shaun, Mikaela and the team were always accessible and explained everything in layman’s terms. I highly recommend Aged Care Financial Planning to anyone considering engaging true professionals in this field.read more
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Charlie
03:18 06 Feb 23
Shaun was excellent, I would highly recommend his services. He is... very thorough and explains everything in plain English. Shaun always ensured everyone involved understood. I am definitely going to use his services to negotiate with Centrelink, that will take a lot of stress out of the decision to place my husband into aged care facility. So thankful I found someone who knows how to negotiate the aged care system.read more
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Karen Joy
02:49 04 Feb 23
Our financial matters tailored to individual needs, were handled with... great Sensitivity & professionalismread more
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Serena Simms
08:06 20 Dec 22
Shaun explained things clearly and simply in regards to some... financial queries regarding a parent in aged care. Would highly recommend him if you need help with aged care finance issues.read more
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Michel Wiley
06:37 12 Nov 22
Shaun was excellent in working through a range of scenarios in a very... clear way and he was able to simplify the complexities of aged care financial planning. I would certainly recommend him to anyone faced with having to make aged care financial decisions.read more
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Jeff Holman
07:06 13 Oct 22
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Meagan Grose
06:37 14 Sep 22
I was sceptical before the session, as I feared a formulaic approach.... However I was totally happy with the 90 minutes’ dialogue. Shaun was very well prepared, using the financial information I had supplied. He is truly an expert in aged care financial knowledge and advice and I wouldn’t hesitate to recommend him, or to return myself at a future date ( I was acting as Power of Attorney over my husband).read more
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Dianne Berlin
03:37 02 Sep 22
We would highly recommend Shaun, we really appreciated his clear and... concise explanation of a very complicated system and feel we are on the right path in making decisions. Shaun was a pleasure to deal with and we left the meeting knowing we made the right decision in contacting Aged Care Financial Planning.Bernadette and Timread more
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Bernadette
23:40 02 Aug 22
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Leigh Kramme
06:29 17 Jun 22
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Tim harkin
06:50 03 Jun 22
Shaun was knowledgable, patient and personable.He broke things down... into bite sized pieces and made the whole experience very positive.I would not hesitate to recommend Shaun.read more
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Stephen Lengyelfalusy
06:30 10 May 22
We sat with Shaun last night and he patiently explained the... complicated areas of aged care financial planning. He was clear and concise and checked in constantly to ensure we were taking it in. He gave us the tools we need to make the initial decisions that are facing us. We're really happy with our decision to go with Shaun and I highly recommend him.read more
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Stephie Giovanni
07:32 06 May 22
I had the pleasure of dealing with Shaun and found him to be... extremely helpful. He dealt with the matter very promptly and efficiently and I would not hesitate to recommend him. Shaun was very approachable and always replied to any queries promptly and with great clarity. Thank you Shaun.read more
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Sandra La Greca
04:47 22 Mar 22
Despite having a complicated situation, Shaun was able to provide us... with a clear roadmap of how to ensure my Mum receives the best possible care, how to ensure it’s financially sustainable, and even how to retain her pension. The advice was very tailored to our situation and I took comfort in Shaun’s evident knowledge of the inner workings of the aged care industry. I highly recommend Shaun’s service, and am annoyed I didn’t speak to him sooner!read more
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Alissa Chekalin
01:37 22 Mar 22
Shaun and his team expertly navigated us through the complexities of... the aged care financial arrangements, as well as giving us sound advice regarding clinical factors to consider in selecting a aged care facility for our mother.No hesitation in recommending ACFP services to any family faced with needing to place a loved one in care.read more
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L.
06:40 18 Mar 22
Shaun has extensive knowledge on the aged care subject and presents... in a down to earth approach delivering that information. Like a trusted friend wanting you to make the right decisions and arming you with the information to make your choices. He isn't a pushy salesperson, rather offering a service tailored to what you want or need on your terms. You are in the drivers seat and he is the instructor guiding you. All costs and expectations were clear and reasonable and presented upfront. We researched a-lot, we made the right choice to engage Shaun trust you will be to by contacting him.read more
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Emily Poore
03:29 17 Mar 22
Very informative and worth every cent. Shaun was a great presenter... who wanted you to understand the journey you were about to travel. That you Shaun.read more
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Lindy Ritter
02:42 16 Feb 22
Shaun was very thorough in explaining our aged care financial... options. He clearly articulated unfamiliar and complex terms so that we were able to understand. He tailored his communication to all levels so that we were able to make an informed decision. I would highly recommend using Shaun to help navigate the aged care finance space.read more
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Manny
09:57 10 Feb 22
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tex dubbo
00:08 03 Feb 22
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jamie mcdonald
05:54 09 Dec 21
Shaun has all credentials to provide the most sought after advice on... Age Care.read more
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rush rush
22:08 18 Nov 21
We had a very enlightening experience with Shaun who provided all the... information we needed regarding the eventual placing of our mum in Aged Care. We were not aware of the implications of selling her home prior to her going in. The money from the sale would be classed as an asset, severely affecting and increasing the fees she would be charged means tested once in care, she would also incur a reduction of more than half of her pension. These are just 2 of the issues Shaun told us about, but there’s more!!! It’s a minefield we won’t be stepping into now we have this valuable information. Definitely contact Shaun if you have any questions about aged care for your loved one, I am very happy we did, he is a pleasure to deal with. Thank you Shaun.read more
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Teresa Cartledge
00:35 18 Nov 21
Shaun considered that our age pension application was very possible... to obtain and Shaun was true to his word. Shaun applied his skill with our information and we were successful in our aged care application.Thank you Shaun and Angela for your care, patience and professionalism.read more
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Pauline Ryan
06:38 12 Nov 21
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Cassie Allen
09:01 04 Nov 21
Friendly and professional staff who listens to your need with... patience and provides detailed plan for you to care for your future.read more
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Yingquan Peng
03:54 29 Oct 21
I don’t know how I would have managed getting paperwork sorted for my... father in law to enter an aged care home.without the wonderful assistance of Shaun and his staff.Always friendly, kind and on top of their game.I was recommended to contact Shaun by a staff member at Estia health and I will be forever grateful.All issues that have arisen were sorted promptly.Can absolutely recommend Aged Care Financial Planning.read more
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Jill Harricks
06:33 26 Oct 21
When we first met with Shaun it was clear to us that he knew what he... was doing. Now that we have seen him do his magic we couldn't be happier! He is thorough in his research, very friendly and approachable, everything he explains is clear with plenty of room for questions. We are so pleased with the results Shaun achieved for us. Wecouldn't recommend his services any higher, especially for aged care needs. Thank you Shaun and Angela!!!read more
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Lorene Mozsa
05:07 25 Oct 21
Shaun is absolutely incredible, could not fault the man, if you need... your loved ones financial affairs sorted do not look any further, seriously, we would have been lost without him, 5 stars all the way, thank you Shaunread more
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Claire Mozsa
04:54 25 Oct 21
Shaun and Angela have been amazing in helping me maximise the funds... available for my mother in law. Highly recommend themread more
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Jo MacKenzie-King
11:15 11 Oct 21
Very pleased with my progress so far with Shawn
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Mandy Bishop
00:03 30 Aug 21
The process of an aged care funding application for my parents seemed... overwhelming. We enlisted the help of Shaun and his team, and it became a much simpler task. His patience, knowledge and support was second to none. We got through with a positive outcome in the end. We are forever grateful. S&G Cassarread more
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steve cassar
20:53 14 Aug 21
Shaun was infinitely patient and compassionate throughout our... appointment. He simplified the many complicated fees and options for funding aged care and provided useful advice for further options in the future. We walked away from our meeting reassured and well advised to make complex decisions during a highly stressful and emotional time.read more
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Seleena Sherwell
00:00 17 Jul 21
Shaun's explanation of the very complex aged care system was... terrific. He took his time to explain every point and made sure you understood before he moved on.Shaun is very knowledgeable in directing a plan forward and ensured we finished the meeting with a clear path of action.Highly recommendread more
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basem taha
07:12 14 Jul 21
Shaun was extremely helpful and caring. He explained everything we... needed to know. I would definitely recommend him. Thanks Shaunread more
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Julie Madsen
02:27 06 Jul 21
I am very happy with the services and advice I have received from... Aged Care Financial Planning. A great team providing purposeful, honest, disciplined, and empathetic advice. Thanks Shaun!read more
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Ma Yenne
04:36 01 Jul 21
Shaun was very methodical and professional in his advice to me,... leaving no stone unturned. He made it simple to understand complicated matters. Highly recommended.read more
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Harry Jay
23:13 18 May 21
Shaun was very helpful and very knowledgeable. We feel much more... informed about the aged care system.read more
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Peter E
12:20 13 May 21
Shaun explained the many complexities of aged care clearly, with... openness and clarity. I would recommend his advice in this area to one and all.read more
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Mark van Dam
05:04 01 May 21
Aged Care Financial Planners expertly sorted through the mind numbing... complexity of finding and organising the placing of my mother into aged care. I have found them to be diligent and thorough and are always available to provide ongoing support even after completing the placement. I recommend them.read more
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Simon James
05:16 07 Apr 21
I had previously done substantial research, but was it enough?. Our... first meeting with Shaun consolidated the basics for me, revealed a lot of new, important, information and clarified the options available. Shaun was easy to engage with and we will be using his in-depth knowledge to navigate our way through the entire aged care process. Thank you!read more
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G & L Allen
05:26 16 Mar 21
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G & L Allen
08:04 09 Mar 21
Shaun was very helpful and knowledgable about the Age Care System and... would highly recommend contacting him for advise. He was quick to return our calls and happy to offer follow up advise.read more
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Katherine B
00:38 07 Mar 21
Shaun has been extremely helpful, and provided precise and useful... advice on mom’s situation. His patience and empathy have made a normally stressful process easy to overcome. Highly recommend his service.read more
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Antony F
03:37 04 Mar 21
Shaun explained everything in detail making sure we understood, he... was very knowledgeable and thorough and helped us make the right choice. We will definitely use his services again and will recommend him to others.read more
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Moira Giurissi
01:38 08 Feb 21
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Leigh Lansdown
23:03 05 Feb 21
Everybody I spoke to concerning my problem (even those in the know)... hummed and eared and could not give me the answer, with any confidence. Until I came across Aged Care Financial Planning that not only answered my question, but also gave me extra information and details that gave me the confidence to know what they said was correct.Thank you Aged Care Financial Planningread more
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peter prokopiv
03:30 20 Jan 21
Thank you Shaun for your honest, practical advice. You read the room... and proceeded as needed, sharing your knowledge and helping to plan a strategy and direct our next moves. Thank you for your expertise and understanding. Your communication before, during and after our meeting was clear and timely and we appreciate you helping us work our way through a complex system at such a difficult time. Thank you.read more
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Kristina Platt
04:23 16 Jan 21
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Peter Ben Yusuf
10:42 17 Dec 20
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N Lambrinos
11:05 16 Dec 20
Very helpful. Highly recommend Shaun’s family meeting advice session.... By the end of the meeting we easily reached agreement on best next steps for Dad. Saved us a lot of stress.read more
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M L
05:29 16 Dec 20
Shaun was awesome, extremely helpful, really efficient, honest, no... run around no rubbish couldn't be happier cannot recommend him highly enough. Don't even think about going to anyone else. You won't do better anywhere else. Thanks so much Shaun.read more
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Ian Marum
22:25 15 Dec 20
Shaun was amazing, efficient and comforting right from the outset. ... He breaks down the complexity of aged care and explains it all in a very clear and concise way. At such an emotional time it is an essential part of the process to have someone so rock solid, caring as well as have the expertise to cover it all off. I can't thank Shaun enough and couldn't recommend him more highly.read more
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Annie Flynn
06:09 14 Dec 20
When it came time for my MIL to go into care, Shaun and his team were... fantastic. We were extremely bamboozled with the complexities of Aged Care Placement and financial planning and didn't know where to start. Shaun and his team made my MIL's transition from her home into care a very smooth and seamless process, without any stress. Thank you, the relief we feel is immeasurable as the Aged Care System is a minefield of confusion. My MIL is very happy in her new home.read more
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Lyn Milczuk
01:44 12 Dec 20
Shaun was a great help when we were thrown into dealing with aged... care out of the blue. Made things very easy to understand and took a lot of stress off us at an already stressful timeread more
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Rachel Nordien
04:44 11 Dec 20
As a Financial Adviser myself, many of trusted client's parents have... needed Aged Care advice and when this comes up, I have no hesitation in recommending the services of Shaun from Aged Care Financial Planning. In a very complex area, I've found his expertise to be without parallel and they're all very happy with the client care and stress removed.read more
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Ben Ricketts
05:37 10 Dec 20
I was finding the assessment paperwork very convoluted and... frustrating. Shaun made a very difficult process manageable. With his experience a very good result was attained. Shaun is very professional and communicates clearly.read more
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Lucy Pooley
06:36 09 Dec 20
Shaun is knowledgeable and very helpful. Made a complex process... smooth and came up with solutions from "outside the box".read more
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MP J
22:00 07 Dec 20
Very thankful to have Shaun looking after my mum’s finances... transitioning her to aged care. He has ensured she is getting the right pension payment and correct aged care fees. Highly recommend!!read more
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Bernadette Renton
02:27 18 Nov 20
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Terry Kingston
04:19 26 Sep 20
I was introduced to Shaun by a friend when my husband needed to go... into aged care and I had no idea of what to do. Shaun understood the situation and took care of everything for me and gave me peace of mind, he was so patient and understanding and explained everything to me step by step, I am so very grateful to him for all his help as I could not have done it without him. I would strongly recommend Shaun to anyone who needs advice on aged care or other financial problems, he is so kind and understanding and takes all the stress out of the situation. Thank you so much Shaun,Julie Congreveread more
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jullie congreve
02:07 22 Sep 20
Shaun has an amazing knowledge of the Aged Care area of finance. I... would recommend him to anyone who is facing the challenge of navigating the financial documents to say nothing of the decisions that need to be made when placing a family member into an Aged Care Facility. Take it from me he is a genius! Thank you Shaun for making what is usually a nightmare into a dream!! Regards Ann and Julieread more
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Ann Davis
05:26 21 Sep 20
We have had a very positive experience with Shaun at Aged Care... Financial Planning. He is extremely caring, knowledgeable and always kept us in the loop through all of the transactions required during this very involved process. The end result has been amazing. Ensuring we are paying the correct amount to the Facility for our loved one's care. We would highly recommend Shaun and Aged Care Financial Planning to anyone who is thinking of accessing an Aged Care Facility. Thank you Shaun for all of your advice and support. Ann & Julieread more
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Ann Davis
09:14 20 Sep 20
Shaun provided a lot of help to our family at a difficult time. He... clearly explained every step of a very complicated process and it was even better as he was able to get everyone on the same page via ZOOM. It made everything a million times easier. We can't thank you enough.read more
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Phillip Gessey
10:13 18 Sep 20
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marios skaros
00:03 18 Sep 20
Shaun presented a well informed advice information session. The... enormity of the task ahead of me, to make the right financial decision as well as the right care decision is daunting.Shaun clarified difficult policy with courtesy & patience.Many thanksread more
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Louise Kime
06:30 12 Sep 20
I needed financial advice for my parents and had no idea where to... start. A friend recommended that I contact Shaun. I did so with some trepidation as I don't understand this world and would need to really trust anyone with money.Shaun put me at ease straight away...no pressure at all and has the ability to explain complex financial matters in an easy to understand way as well as the implications of every option I had to choose.Shaun is not a typical suit that just talks policy. He is laid back...personable and genuinely caring.Thanks to his hard work...they are able to realise their dreams and their lifetime of work doesnt get wasted away.I can't recommend him enough !read more
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Nic Butcher
07:20 08 Aug 20
Shaun was a breath of fresh air, he helped guide our family through... the whole Aged Care process and had the emotional intelligence to translate it all into regular speech for our family. Couldnt recommend highly rnough!read more
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Steve Dundee
06:57 08 Aug 20
Shaun's simple explanation of a very complex and difficult to... understand fees environment enabled us to make the best financial decisions for our parents and their move into aged care. Thanks Shaun for your professional and valuable advice - success was achieved thanks to your help.read more
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Peter Williams
12:17 28 Jul 20
Specialists in Aged care financial planning. Highly recommend !!
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Ricky Recard
04:53 16 Jul 20
To Shaun Ganguly Thank you for dealing with my property and assets... situation in such a professional manner and for giving me peace of mind. I felt a strong level of support at all times. I would have no hesitation in using your services again or recommending you to friends and acquaintances. Thankyou Shaun.read more
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catarina gallenti
12:39 12 Jul 20
I had a very good experience dealing with Shawn he did every thing... he promised, he had my pension increased by about $300.00.he also managed to get my wife into aged care quickly.Paul is very easy to speak with and explains every thing in a simple wayFredread more
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Fred Allen
09:17 09 Jul 20
Don't hesitate! The exercise of an initial consultation with Shaun... was of great benefit and reassurance. For me and my siblings, it helped us clarify what we wished for our dear mother should the need for an aged care placement become necessary.Shaun was very professional and knowledgeable but empathetic. If you don't understand the aged care system, find the paperwork overwhelming, or just want to chat about 'direction', given him a call.read more
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Sheena Austin
02:41 07 Jul 20
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Richard Norris
13:28 06 Jul 20
I referred a client of mine to Shaun as they required an aged care... specialist and I didn't have the relevant experience to assist. Shaun was an absolute pleasure to work with, his expertise was exceptional and he was able to guide my client and his family to a phenomenal outcome which saved them tens of thousands in fees. I cannot recommend Shaun highly enough and is the logical choice if you need expert aged care adviceread more
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Jackson Millan (The Wealth Mentor)
11:51 06 Jul 20
So glad we had this meeting. It explained all the details of the aged... care systems and options that were available for to my parents for my dads care.Shaun uses plain English and really helped us feel a little at ease in a really stressful time. Can’t recommend him highly enough.read more
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Meagan Hunt
23:52 04 Jul 20
Shaun was recommended to us and has proved very knowledgeable and... experienced in Aged Care Financing. He has been patient and explained the process to the family, answering questions and clarifying as needed. Shaun provided clear options and worked to deliver the best result tailored to our precise situation. He achieved a better outcome than we would have and it has been stress free.read more
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Michael Haren
02:48 03 Jul 20
Shaun provided our family a huge amount of assistance at a very... difficult time. It was very convenient getting everyone together and on the same page. It reduced our stress significantly! Thanks so much for your help Shaun. I would recommend Aged Care Financial Planning to friends and family.read more
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Ajay Krishnan
06:06 25 Jun 20
Shaun helped our family immensely explaining things that made no... sense to us in plain English. Despite hearing/reading a lot of it before, it finally clicked for everyone!It was a massive help having expert guidance through a very tricky field and made our lives a lot easier. Thanks and highly recommend Shaun.read more
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Suvidha Nanda
09:17 24 Jun 20
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